Scoring & mobile nano-credit — study / POC
The context. Many have no banking history, but a Mobile Money history. That's a basis for responsible nano-credit and financial inclusion.
What I study
- Scoring signals from Mobile Money usage (regularity, flows).
- Lending rules and safeguards (limits, over-indebtedness prevention).
- Data ethics & compliance.
Stack
Python/Node · PostgreSQL · rules + simple features
Study / POC — modelling and prototype, not deployed to production.